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- California’s counting on an IPO tax windfall. Several factors are complicating...
The IPOs of SpaceX, OpenAI and Anthropic could create a tax windfall for the state of California. But experts say the revenue impact may be blunted. [TheTopNews] Read More.1 day ago - What’s the biggest car–owning expense? It’s not fuel
New report highlights motorists biggest pain points By Mark Huffman of ConsumerAffairs June 18, 2026 New research finds that fuel is only part of the cost burden facing drivers, with auto loans and insurance representing major fixed expenses for U.S. households.doxo's 2026 Auto Loan and Auto Insurance Market Spending Reports analyze the combined cost of vehicle ownership amid rising economic uncertainty.The findings come as gasoline prices remain elevated nationwide, adding pressure to household transportation budgets.In the last three months, gas prices have gone through the roof, but thats hardly the biggest expense of owning a car. The fixed monthly costs are higher and still rising.Seattle-based bill payment platform doxo this week released its 2026 U.S. Auto Loan & Auto Insurance Market Spending Reports, examining what Americans spend on two of the largest recurring expenses associated with vehicle ownership. According to the company, the research is intended to provide a clearer picture of the true cost of owning a car during a period of economic uncertainty. The report arrives as motorists continue to contend with high fuel prices. While gasoline prices have fluctuated in recent weeks, they remain above levels seen a year ago in many parts of the country, keeping transportation costs in focus for consumers. doxo argues that consumers often focus on the price at the pump while overlooking fixed costs that persist regardless of how much they drive. Auto loan payments and insurance premiums represent ongoing monthly obligations that can have a significant impact on household budgets, the company said. The company's analysis combines spending data from its bill-payment network with market research to assess how much Americans devote to vehicle financing and insurance. By examining those expenses together, doxo said the reports offer a more comprehensive view of transportation costs than fuel prices alone. What car owners spendBy grouping these categories, the 2026 reports reveal that the average American household with automotive obligations now pays a combined median of $595 per month ($7,140 annually) toward auto loans and auto insurance. In total, these two categories command a massive $754 billion slice of the broader $5.03 trillion annual household bills.The findings underscore a broader challenge for consumers. Even if gasoline prices ease, households remain responsible for loan payments, insurance premiums, and other ownership costs that are largely unaffected by changes in driving habits.With inflationary pressures and economic uncertainty continuing to influence household finances, doxo said understanding the… [TheTopNews] Read More.1 day ago - Will ‘balcony solar’ catch on in the US?European apartment dwellers have made it increasingly popular By Mark Huffman of ConsumerAffairs June 18, 2026 Balcony solar systems are small, plug-in photovoltaic panels designed for apartments and rental properties, allowing residents without rooftops to generate their own electricity.Germany has become the global leader in balcony solar adoption, with more than one million registered systems and widespread use across Europe.Despite growing popularity, some countries and utility regulators remain cautious over safety, grid integration, and building-code concerns, slowing adoption in places such as the United Kingdom and parts of the United States. A simple technology known as "balcony solar" is rapidly changing how apartment dwellers access renewable energy, offering a low-cost alternative to traditional rooftop solar systems.Also known by the German term Balkonkraftwerk ("balcony power plant"), these systems typically consist of one or two solar panels, a microinverter, and a plug that connects directly to a household electrical outlet. Unlike conventional solar installations that often require professional installation and homeownership, balcony solar systems are designed for renters and apartment residents. The systems are usually mounted on balconies, terraces, fences, or exterior walls and generate electricity that can immediately power household appliances, reducing electricity consumption from the grid. Germany leads the wayGermany has emerged as the world's largest balcony solar market. More than one million systems have been officially registered, and industry observers believe the actual number may be significantly higher. The country's success has been driven by regulatory reforms that simplified registration requirements, increased allowable system sizes, and strengthened the rights of tenants to install the devices. Germany now permits plug-in systems with inverter capacities up to 800 watts, making them powerful enough to offset a meaningful portion of household electricity use. New York could be the next to embrace the concept. The state has passed legislation to legalize the systems for apartment and condo units. However, Governor Kathy Hochul hasnt said whether she will sign it into law.Adoption spreads across EuropeSo far, its a mostly European thing. Germany's success has encouraged other European countries to embrace the technology.Belgium recently approved balcony solar systems under a national safety framework, while Austria offers subsidies that can cover up to half the cost of installation. France has streamlined approval procedures for small systems, and the Netherlands, Italy, Spain, and Poland have also seen growing interest. According to industry analysts, balcony solar is increasingly viewed as a way to bring renewable energy to… [TheTopNews] Read More.1 day ago
- This is why your earliest doctor’s appointment may be weeks awayThe experts we talked to say there are many reasons By Mark Huffman of ConsumerAffairs June 18, 2026 Primary care shortages are driving longer wait times. Experts say fewer doctors are choosing primary care careers, while many communitiesespecially underserved areasface shortages of physicians, nurses, and specialists, creating bottlenecks for routine appointments.System-wide healthcare pressures are slowing access. Workforce shortages, provider burnout, administrative burdens, insurance approvals, referral delays, and staffing gaps reduce clinics ability to absorb demand, even when doctors are working at full capacity.Urgent care can offer faster treatment, but its not a complete solution. Walk-in clinics can help patients receive routine care more quickly and ease pressure on the system, but experts say the best outcomes occur when urgent care is integrated with patients primary healthcare teams to ensure continuity of care.Many patients seeking medical appointments for fairly routine care are being offered appointment times that are sometimes months into the future. Some of the strongest reporting comes from AMN Healthcare's 2025 national survey of physician appointment wait times, which found that the average wait time for a new patient appointment across six major specialties reached 31 days, the highest level recorded since the survey began in 2004. This was a 19% increase from 2022 and a 48% increase from 2004.Average waits by specialty included:OB-GYN: 41.8 daysGastroenterology: 40 daysDermatology: 36.5 daysCardiology: 32.7 daysFamily Medicine: 23.5 daysIf this is a trend, whats behind it?The healthcare experts we consulted cite a variety of reasons. Many told us fewer physicians are choosing to become general practitioners."More frequently than ever, physicians are choosing not to go into residency with primary care, Rene Hermes, chief of operations at Hermes Health in Chicago, told ConsumerAffairs. It is a tough residency, where you have to be on top of your game in all subjects, as family physicians have to properly diagnose and treat patients of all ages with a wide array of symptoms.Other issuesOlusheyi Lawoyin, Ph.D., chief of operations at Watts Healthcare Corporation, told us that its not just a shortage of general practitioners. In certain geographic communities, particularly those that are medically underserved, there remains a shortage of physicians, nurses, specialists, and other healthcare professionals, she said. The dearth of primary care providers also creates a bottleneck because primary care often serves as the entry point to the healthcare system.Dr. Saravanan Thangarajan, visiting scientist at Harvard T.H. Chan School of Public Health, points to systemic… [TheTopNews] Read More.1 day ago
- iHeart Unveils AudioGraph for Broadcast TargetingiHeartMedia has launched AudioGraph, a new suite of advertising capabilities designed to bring digital-style targeting, measurement and attribution to broadcast radio at scale. Powered by Triton Digital, AudioGraph combines privacy-safe identity technology, audience insights from TransUnion and proprietary [TheTopNews] Read More.1 day ago
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The IPOs of SpaceX, OpenAI and Anthropic could create a tax windfall for the state of California. But experts say the revenue impact may be blunted. [TheTopNews] Read More.
1 day ago
New report highlights motorists biggest pain points By Mark Huffman of ConsumerAffairs June 18, 2026 New research finds that fuel is only part of the cost burden facing drivers, with auto loans and insurance representing major fixed expenses for U.S. households.doxo's 2026 Auto Loan and Auto Insurance Market Spending Reports analyze the combined cost of vehicle ownership amid rising economic uncertainty.The findings come as gasoline prices remain elevated nationwide, adding pressure to household transportation budgets.In the last three months, gas prices have gone through the roof, but thats hardly the biggest expense of owning a car. The fixed monthly costs are higher and still rising.Seattle-based bill payment platform doxo this week released its 2026 U.S. Auto Loan & Auto Insurance Market Spending Reports, examining what Americans spend on two of the largest recurring expenses associated with vehicle ownership. According to the company, the research is intended to provide a clearer picture of the true cost of owning a car during a period of economic uncertainty. The report arrives as motorists continue to contend with high fuel prices. While gasoline prices have fluctuated in recent weeks, they remain above levels seen a year ago in many parts of the country, keeping transportation costs in focus for consumers. doxo argues that consumers often focus on the price at the pump while overlooking fixed costs that persist regardless of how much they drive. Auto loan payments and insurance premiums represent ongoing monthly obligations that can have a significant impact on household budgets, the company said. The company's analysis combines spending data from its bill-payment network with market research to assess how much Americans devote to vehicle financing and insurance. By examining those expenses together, doxo said the reports offer a more comprehensive view of transportation costs than fuel prices alone. What car owners spendBy grouping these categories, the 2026 reports reveal that the average American household with automotive obligations now pays a combined median of $595 per month ($7,140 annually) toward auto loans and auto insurance. In total, these two categories command a massive $754 billion slice of the broader $5.03 trillion annual household bills.The findings underscore a broader challenge for consumers. Even if gasoline prices ease, households remain responsible for loan payments, insurance premiums, and other ownership costs that are largely unaffected by changes in driving habits.With inflationary pressures and economic uncertainty continuing to influence household finances, doxo said understanding the… [TheTopNews] Read More.
1 day ago
European apartment dwellers have made it increasingly popular By Mark Huffman of ConsumerAffairs June 18, 2026 Balcony solar systems are small, plug-in photovoltaic panels designed for apartments and rental properties, allowing residents without rooftops to generate their own electricity.Germany has become the global leader in balcony solar adoption, with more than one million registered systems and widespread use across Europe.Despite growing popularity, some countries and utility regulators remain cautious over safety, grid integration, and building-code concerns, slowing adoption in places such as the United Kingdom and parts of the United States. A simple technology known as "balcony solar" is rapidly changing how apartment dwellers access renewable energy, offering a low-cost alternative to traditional rooftop solar systems.Also known by the German term Balkonkraftwerk ("balcony power plant"), these systems typically consist of one or two solar panels, a microinverter, and a plug that connects directly to a household electrical outlet. Unlike conventional solar installations that often require professional installation and homeownership, balcony solar systems are designed for renters and apartment residents. The systems are usually mounted on balconies, terraces, fences, or exterior walls and generate electricity that can immediately power household appliances, reducing electricity consumption from the grid. Germany leads the wayGermany has emerged as the world's largest balcony solar market. More than one million systems have been officially registered, and industry observers believe the actual number may be significantly higher. The country's success has been driven by regulatory reforms that simplified registration requirements, increased allowable system sizes, and strengthened the rights of tenants to install the devices. Germany now permits plug-in systems with inverter capacities up to 800 watts, making them powerful enough to offset a meaningful portion of household electricity use. New York could be the next to embrace the concept. The state has passed legislation to legalize the systems for apartment and condo units. However, Governor Kathy Hochul hasnt said whether she will sign it into law.Adoption spreads across EuropeSo far, its a mostly European thing. Germany's success has encouraged other European countries to embrace the technology.Belgium recently approved balcony solar systems under a national safety framework, while Austria offers subsidies that can cover up to half the cost of installation. France has streamlined approval procedures for small systems, and the Netherlands, Italy, Spain, and Poland have also seen growing interest. According to industry analysts, balcony solar is increasingly viewed as a way to bring renewable energy to… [TheTopNews] Read More.
1 day ago
The experts we talked to say there are many reasons By Mark Huffman of ConsumerAffairs June 18, 2026 Primary care shortages are driving longer wait times. Experts say fewer doctors are choosing primary care careers, while many communitiesespecially underserved areasface shortages of physicians, nurses, and specialists, creating bottlenecks for routine appointments.System-wide healthcare pressures are slowing access. Workforce shortages, provider burnout, administrative burdens, insurance approvals, referral delays, and staffing gaps reduce clinics ability to absorb demand, even when doctors are working at full capacity.Urgent care can offer faster treatment, but its not a complete solution. Walk-in clinics can help patients receive routine care more quickly and ease pressure on the system, but experts say the best outcomes occur when urgent care is integrated with patients primary healthcare teams to ensure continuity of care.Many patients seeking medical appointments for fairly routine care are being offered appointment times that are sometimes months into the future. Some of the strongest reporting comes from AMN Healthcare's 2025 national survey of physician appointment wait times, which found that the average wait time for a new patient appointment across six major specialties reached 31 days, the highest level recorded since the survey began in 2004. This was a 19% increase from 2022 and a 48% increase from 2004.Average waits by specialty included:OB-GYN: 41.8 daysGastroenterology: 40 daysDermatology: 36.5 daysCardiology: 32.7 daysFamily Medicine: 23.5 daysIf this is a trend, whats behind it?The healthcare experts we consulted cite a variety of reasons. Many told us fewer physicians are choosing to become general practitioners."More frequently than ever, physicians are choosing not to go into residency with primary care, Rene Hermes, chief of operations at Hermes Health in Chicago, told ConsumerAffairs. It is a tough residency, where you have to be on top of your game in all subjects, as family physicians have to properly diagnose and treat patients of all ages with a wide array of symptoms.Other issuesOlusheyi Lawoyin, Ph.D., chief of operations at Watts Healthcare Corporation, told us that its not just a shortage of general practitioners. In certain geographic communities, particularly those that are medically underserved, there remains a shortage of physicians, nurses, specialists, and other healthcare professionals, she said. The dearth of primary care providers also creates a bottleneck because primary care often serves as the entry point to the healthcare system.Dr. Saravanan Thangarajan, visiting scientist at Harvard T.H. Chan School of Public Health, points to systemic… [TheTopNews] Read More.
1 day ago
iHeartMedia has launched AudioGraph, a new suite of advertising capabilities designed to bring digital-style targeting, measurement and attribution to broadcast radio at scale. Powered by Triton Digital, AudioGraph combines privacy-safe identity technology, audience insights from TransUnion and proprietary [TheTopNews] Read More.
1 day ago
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