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- The frugal paradox: When spending more actually saves you money
Why the cheapest option often costs you more in the long run By Kyle James of ConsumerAffairs January 12, 2026 For items you use daily or rely on heavily, higher upfront costs often mean fewer replacements, lower repair bills, and better long-term value. Products with strong warranties and proven reliability can turn a higher price into a one-time purchase instead of a repeat expense. When you factor in how often you use something, how long it lasts, and what failure would cost you, spending more can actually protect your budget. Sometimes the cheapest option isnt the frugal one. For many everyday purchases, spending a bit more upfront can prevent frequent replacements, costly repairs, major frustrations, and wasted time. Its not about buying luxury items as much as its about considering durability, reliability, and long-term value. Heres how smart shoppers consistently turn… ...[TheTopNews] Read More.4 hours ago - Capital One settlement more than doubles after AG interventionCustomers nationwide will get hundreds of millions of dollars By Truman Lewis of ConsumerAffairs January 12, 2026 Capital One will pay $425 million in restitution and raise interest rates for affected savings customers The money willl go to consumers who held 360 Savings accounts The deal follows objections by New York Attorney General Letitia James to an earlier, smaller settlement New York Attorney General Letitia James on Monday praised a revised settlement with Capital One that will return hundreds of millions of dollars to customers who were allegedly shortchanged on interest payments for years. Under the agreement, Capital One will provide $425 million in restitution to customers nationwide, including an estimated $34 million to New Yorkers who held 360 Savings accounts. The settlement also requires the bank to raise interest rates for those accounts, ending what state officials described as… ...[TheTopNews] Read More.4 hours ago
- ICE is watching you, and spending billions doing soICEs ballooning budget fuels major expansion of surveillance technology By James R. Hood of ConsumerAffairs January 12, 2026 Immigration and Customs Enforcement is set to receive $28.7 billion in fiscal year 2025, nearly triple its 2024 funding The agency is projected to receive at least $56.25 billion more over the following three years Civil liberties groups warn the funding surge will dramatically expand ICEs already vast domestic surveillance capabilities U.S. Immigration and Customs Enforcement is preparing for a massive expansion of its surveillance and data-collection operations after receiving one of the largest budget increases of any federal law enforcement agency under the current administration. ICEs fiscal year 2025 budget stands at $28.7 billion, nearly three times what the agency received in 2024. Budget projections indicate at least an additional $56.25 billion will be allocated to the agency over the following… ...[TheTopNews] Read More.4 hours ago
- Senators working to restore Obamacare subsidiesThe subsidies expired last year and politicos fear the voters' wrath in November By James R. Hood of ConsumerAffairs January 12, 2026 Senate Republicans say they are nearing a bipartisan deal to revive expired Affordable Care Act subsidies, though abortion coverage remains a major obstacle. The emerging framework would extend the enhanced subsidies for two years, add income caps and impose new antifraud measures. Any agreement would need broad Republican support and buy-in from the White House to clear both chambers of Congress. Senate Republican negotiators say they are closing in on a deal with Democrats to extend and overhaul enhanced Affordable Care Act subsidies that expired at the end of last year, as rising insurance costs add pressure on lawmakers ahead of the midterm elections. The developing framework would extend the enhanced subsidies for two years while adding new eligibility limits, antifraud provisions and other changes… ...[TheTopNews] Read More.5 hours ago
- 5 things top news: Wegmans keeps a closer eye out
The grocer deploys biometric surveillance at NYC stores ...[TheTopNews] Read More.5 hours ago - Aldi plans to open 180 new stores this year, aims for 3,200 by end of 2028The grocer will also construct three new distribution centers and update its website ...[TheTopNews] Read More.5 hours ago
- Walmart is lowering prices on thousands of health and wellness productsFrom digital health support to lower prices on essentials, Walmart wants to be your go-to for feeling good without breaking the bank By Kristen Dalli of ConsumerAffairs January 12, 2026 New Better Care Services bring easier access to health care support and nutrition guidance. Price rollbacks on 1,000+ wellness products help stretch your budget on items that support your health. Extra tools and resources help you make smarter, more personalized health and food choices. If one of your New Years resolutions was to feel better physically and mentally Walmart just made that a whole lot easier. The retail giant recently introduced Better Care Services, a new digital hub designed to centralize a range of health and wellness support in one place. Its part of Walmarts effort to make health care and everyday wellness less confusing and more affordable for shoppers.… ...[TheTopNews] Read More.5 hours ago
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